Conduct credit and collateral assessments for applications under the Reverse Mortgage Programme (RMP) and Policy Reverse Mortgage Programme (PRMP)
To manage loan administration duties and servicing operations for Mortgage Insurance Programme (MIP), RMP and PRMP;
Track and manage MIP delinquent accounts, as well as RMP/PRMP cases approaching maturity, ensuring full compliance with internal policies and regulatory requirements
Support ad-hoc initiatives and departmental projects as assigned
Job Qualifications:
Bachelor's degree in Business Administration, Finance, or a related field
Minimum 5 years of solid experience in mortgage operations, loan servicing, or debt recovery within a bank; prior exposure to mortgage underwriting is a distinct advantage.
Sound knowledge of Hong Kong mortgage and property market
Excellent analytical and problem-solving abilities
Proficient in spoken English, Cantonese, and Mandarin
Advanced skills in Microsoft Office, particularly Excel
Candidates with less experience will be considered for the position of Senior Associate
