職趣事
Home>職趣事>強積金人均蝕2.9萬 當局指市民投資選擇各異不宜一概而論
強積金人均蝕2.9萬 當局指市民投資選擇各異不宜一概而論
23 May 2022

 

 

根據評級機構晨星統計,強積金表現連跌5個月,截至周三為止,5月回報為負1.72%,今年急跌11.29%,合共虧損超過1300億元,人均虧損2.9萬元。積金局回應指,留意到不時有機構定期發表強積金季度甚或一個月的短期表現報告。積金局瞭解成員關注強積金的投資表現,但每個成員的情況及需要各有不同,其強積金投資按照不同階段和風險承受能力而作出不同的投資選擇,故不宜以個別報告或指數一概而論。

 

 

積金局重申,強積金乃跨越三、四十年的長線儲蓄投資,期間無可避免經歷不同的經濟周期。強積金成員毋須過份擔心短期的市場波動,更切忌試圖捕捉市況,以免得不償失。強積金成員應定期審視強積金投資組合,並根據個人的投資目標和風險承受能力等因素作出相應調整。

 

成員若有興趣瞭解強積金的中、長期數據,可瀏覽積金局網站的「強積金基金平台」,當中包括強積金的累積回報及年率化回報。前者反映個別基金在某段時期的實際回報,而後者則把投資年期及複合效應等因素計算在內,方便成員與通脹率、銀行年利率等常用指標作客觀比較。至於缺乏投資知識和時間管理的成員,則可考慮俗稱「懶人基金」的預設投資策略。

 

資料來源:星島日報

 

好工推介

Service Engineer Feng Yuan (China) Co., Ltd. 28 Jul 2025
General Clerk / 跟單文員 (5天工作) Feng Yuan (China) Co., Ltd. 28 Jul 2025
Sales Coordinator / Executives Wing Fung Optical International Ltd 25 Jul 2025
理財策劃經理( 津貼$25K-$48K ) AXA China Region Insurance Company Limited 22 Jul 2025
營業代表 萬邦珠寶有限公司 21 Jul 2025
Senior Designer (Swimwear) (Ref # 064126) Easy Job Centre 18 Aug 2025
Designer (Swimwear) (Ref # 039872) Easy Job Centre 18 Aug 2025
Merchandiser (Woven)(Ref# 058300) Easy Job Centre 18 Aug 2025
Merchandiser (Woven / Denim) (Ref # 052508) Easy Job Centre 18 Aug 2025
Assistant Merchandiser (Ref # 052597) Easy Job Centre 18 Aug 2025
Assistant Merchandiser (Garment / Fashion Accessories)(Ref# 021904) Easy Job Centre 18 Aug 2025
Junior Merchandiser (Woven / Knit)(Ref# 028327) Easy Job Centre 18 Aug 2025
Merchandiser (Woven / Knit)(Ref# 029150) Easy Job Centre 18 Aug 2025
Senior Designer (Lingerie / Intimate / Swimwear) Headsearch21 Consultancy Limited 18 Aug 2025
Merchandise Planner (exp in Retail planning) Headsearch21 Consultancy Limited 18 Aug 2025
Human Resources Manager (Sizable Company, Double Pay, Retail, Beauty)) Headsearch21 Consultancy Limited 18 Aug 2025
Sales & Marketing Executive / Merchandiser (exp in Garment industry) Headsearch21 Consultancy Limited 18 Aug 2025
Compliance Manager(6-month contract, Investment & Insurance, bank, 60K) Manpower Services (Hong Kong) Limited 18 Aug 2025
Private Chef , 家庭廚師 (Attractive salary package) Headsearch21 Consultancy Limited 18 Aug 2025
Luxury Lounge beverage attendant / Catering Drinks / 24k VIP Customer Service Manpower Services (Hong Kong) Limited 18 Aug 2025

好工搜尋

職場熱話

  • 1
  • 2