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Job Responsibilities:
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Channel Management:
- Responsible for the entire process of connecting, testing, and launching overseas payment channels, ensuring efficient and stable payment processes.
- Continuously optimize existing payment channels, address feedback from merchants, and enhance payment success rates and user experience.
- Compliance and Risk Control:
- Familiar with international payment regulatory policies (e.g., Hong Kong MSO license requirements, anti-money laundering regulations) to ensure business compliance with financial regulatory requirements in various countries.
- Collaborate with the risk control team to develop cross-border payment risk control strategies to prevent fraud and compliance risks.
- Data Analysis and Optimization:
- Monitor usage data of payment channels, analyze transaction trends and merchant needs, and promote product iteration and scenario innovation.
- Provide recommendations for optimizing payment solutions to reduce cross-border settlement costs.
Qualifications:
- Experience Requirements:
- Over 3 years of experience in the cross-border payment industry, familiar with mainstream payment tools and channel integration processes.
- Preference for candidates with experience in applying for or operating under Hong Kong MSO licenses.
- Skill Requirements:
- Proficient in English (listening, speaking, reading, and writing), able to communicate with international card organizations, banks, and regulatory bodies.
- Possess data analysis skills, proficient with tools such as SQL and Excel.
- Qualification Requirements:
- Understand compliance processes such as anti-money laundering (AML) and customer due diligence (KYC).
- Experience in cross-cultural team collaboration, adaptable to high-pressure work environments.
- Familiarity with currency services scenarios such as foreign exchange and international card acquiring.
- Willingness to travel or collaborate remotely, with a capacity for quick learning.